XRP Price Forecast: Holding Pattern With No Bullish Sign
Crypto analyst More Crypto Online posted a 4-hour XRP/USD chart (attached) with a detailed breakdown. He notes that this has been a very slow week for the XRP price.
The situation is unchanged – XRP remains in a holding pattern.
XRP Chart analysis (4-hour)
The chart shows XRP trading between roughly 1.38 and 1.46 over the past two weeks. The analyst has labeled key Fibonacci retracement levels. The 61.8% retracement sits at 1.26597, the 78.6% retracement at 1.19894, and the 88.7% at 1.16036 – all well below current price.
A range support zone is marked near $1.185-$1.220 (labeled as B-wave support). The current price action is compressed between a lower trendline and horizontal resistance.
Key levels from the chart:
Next short-term resistance: $1.43 (recent highs)
Next support: $1.34 (local low area)
There is currently no sign that a local low has formed. The price action lacks bullish conviction.
Source: X/@Morecryptoonl
The analyst’s conclusion:
XRP remains in a holding pattern with no clear directional signal. Until the price breaks above $1.43 or below $1.34, the range stays intact.
XRP News Today
Spot XRP ETFs attract four straight days of inflows
Spot XRP ETFs have attracted positive capital inflows for four consecutive days. Cumulative flows have reached 1.39 billion, with assets under management averaging 1.12 billion (SoSoValue).
This persistent institutional buying contrasts with XRP’s technical picture, which remains bearish as the price trades below key moving averages. This is bullish for XRP because it shows sustained institutional conviction that is decoupled from short-term price action. It creates an underlying demand base that could support prices during market weakness.
Ripple partners with post-quantum cryptography firm
Ripple has partnered with post-quantum cryptography firm Project Eleven to audit and harden the XRP Ledger against future quantum computing attacks. The plan includes implementing hybrid signature schemes and developing a quantum-secure custody wallet (CoinMarketCap).
This is a neutral-to-bullish long-term development for XRP. It addresses a critical, albeit distant, technological risk, positioning XRPL as a secure and future-ready infrastructure for institutional finance.
Federal Reserve proposes payment account access for crypto firms
The U.S. Federal Reserve has proposed a new “payment account” framework, seeking public comment as of May 21, 2026. The initiative aims to expand access to Fed payment systems for eligible institutions, including crypto firms like Ripple and Kraken (TokenPost).
This is bullish for XRP’s ecosystem because it represents a regulatory step toward legitimizing crypto firms within the traditional financial plumbing. If granted, direct Fed access could significantly improve settlement efficiency for Ripple’s cross-border payment network and its RLUSD stablecoin.
Our Opinion on XRP Price Action and Predictions
The technical picture is clear: XRP is range-bound between $1.34 and $1.43. More Crypto Online is right – there is no sign of a local low yet. The price has been rejected multiple times near $1.43, and moving averages are sloping down. The “holding pattern” could continue for days or weeks.
However, the fundamental backdrop is quietly improving. ETF inflows are positive for four straight days – that is not a fluke. Institutions are buying while retail ignores XRP. The quantum security partnership and the Fed’s payment account proposal add long-term credibility.
The disconnect between price and fundamentals is frustrating but not unusual. XRP needs a catalyst to break the range. That catalyst could be the CLARITY Act passing the full Senate, or a decisive move above $1.50.
Until then, traders should respect the range – buy near $1.34, sell near $1.43. A breakout above $1.43 would target $1.55-$1.60. A breakdown below $1.34 would open $1.30 and then $1.26.
The holding pattern is boring, but it is also an accumulation zone. Whales are adding. ETFs are buying. Patience will be rewarded.
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Frequently Asked Questions
1. Are the XRP ETF inflows significant?
Yes. Four straight days of positive flows with $1.39B cumulative is a sign of institutional conviction, even while price is stuck.
2. Is XRP expected to rise?
Yes, but it depends on the Senate passing the CLARITY Act before August 2026. If the bill passes and XRP spot ETF inflows continue, analysts expect XRP to push past $1.50 and $2 resistance by July, then rally to its 2025 high of roughly $3.65 by December. In that case, a more realistic trading range by 2027 would be $3 to $7 – roughly 110% to 390% upside from today's price.
3. Can XRP reach $100 by 2030?
It’s unlikely, but some analysts give it a slim chance. Asset manager Bitwise projects XRP at roughly $29.32 by 2030 in its best-case scenario, while Standard Chartered forecasts $28 if XRP becomes part of core global payment infrastructure. The widely cited $100 target is mainly promoted by community figures like Zach Rector and would require XRP capturing a significant share of stablecoin settlement and large-scale institutional adoption – a bullish but improbable outcome.
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